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Personal Savings

Savings that really add up.

Whatever you’re saving for, a dream vacation, college tuition, retirement or simply everyday expenses and future goals, we offer several options to help you meet your savings goals. Open a savings account in person at one of our branches, or conveniently online. Bank of the San Juans pays competitive interest rates on a variety of investment products and are insured up to $250,000 by the FDIC

Personal Savings 

Realize your savings goals with a personal account

Money Market Accounts

Looking for more from your savings? Get more with a money market account

Certificates of Deposit 

Accounts available with competitive interest rates and a variety of terms to meet your needs.

Health Savings Account

Helps you to pay for qualified current health expenses and save for future medical expenses.

Want to compare these accounts side by side?

Savings Account Comparison

Account Details 

Personal Savings Account

  • $50 minimum opening deposit
  • Competitive interest rates
  • No monthly service charge with a $100 minimum balance ($2 charge if balance falls below minimum any day of the month)
  • 6 withdrawals or transfers allowed from your account per month made by check, debit card, online banking or automatic transfer. (Additional excess withdrawal transactions are $1 each.)
  • Interest rates may change after opening of account
  • Fees may reduce earnings on individual accounts
  • Fee Schedule 
 

Money Market Account

  • $50 minimum opening deposit
  • Competitive interest rates
  • No monthly service charge with a $2,500 minimum balance ($10 charge if balance falls below minimum any day of the statement cycle)
  • 6 withdrawals or transfers allowed from your account per statement cycle made by check, debit card, online banking or automatic transfer. (Additional excess withdrawal transactions are $1 each.)
  • Interest rates may change after opening of account
  • Fees may reduce earnings
 

Certificates of Deposit 

  • $500 minimum opening deposit
  • Competitive interest rates
  • A variety of terms to meet your needs
  • No setup or annual fees
  • Interest rates may change after renewal
  • Fees may reduce earnings
  • Fee Schedule 
 

Health Savings Account 

  • Competitive interest rates
  • Free VISA debit card
  • No monthly service charge
  • Account available with a qualifying High Deductible Health Plan (HDHP) – please consult a High Deductible Health Plan provider regarding eligibility and contribution/distribution requirements.
  • Unused funds are not forfeited at year-end
  • Fee Schedule