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Personal Checking

By "Free" We Mean FREE

Bank of the San Juans has four simple checking account products for you.
 
We'll also buy back your debit cards and unused checks! Bring in your unused checks and debit card when you open a new checking account. $2.50 per pad/debit card, up to $25 for checks and debit cards from another financial institution . Your account will be credited at the time checks/debit cards are presented.
 

Totally Free Checking

A FREE account for everyone! 

Easy Interest

FREE checking with the convenience of direct deposit

50+ Interest Checking

FREE for customers 50 and over

Premier Interest Checking

An account for those interested in higher interest

Want to compare these accounts side by side? 

*Every new personal checking account includes:

  • FREE instantly issued VISA® Debit Card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit
  • FREE eStatements
  • FREE thank you gift
  • We'll even buy back of your unused checks and debit cards from another financial institution
 
 

Checking Account Comparison

Account Details

Totally Free Checking 

  • No monthly service charge
  • No per-check charge
  • $50 minimum opening deposit
  • No minimum balance after opening
  • Customer purchases checks
  • Fee Schedule

Easy Interest Checking

  • Competitive interest rates
  • No monthly service charge
  • No per-check charge
  • $50 minimum opening deposit
  • No minimum balance after opening
  • Customer purchases checks
  • Fee Schedule

50+ Interest Checking

  • Competitive interest rates
  • FREE checks (standard style - 2 boxes annually)
  • No monthly service charge
  • No per-check charge
  • $50 minimum opening deposit
  • No minimum balance after opening
  • Fee Schedule

Premier Interest Checking 

  • FREE checks (standard style - 2 boxes annually)
  • Higher interest rate with balances of $1,500 or more
  • Competitive interest if balance is below $1,500
  • No monthly service charge with $1,500 minimum balance ($6 charge if balance falls below minimum any day of the statement cycle.)
  • No per-check charge
  • $50 minimum opening deposit
  • Fee Schedule
 
*Other fees such as overdraft, returned item, continuous overdraft, etc. may apply.  See fee schedule for details.  $25 for checks and debit cards from another financial institution.  Your account will be credited at the time the checks/debit cards are presented.  Free gift provided at the time of account opening.  Minimum opening deposit is only $50.  Ask us for details.  Bank rules and regulations apply.