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Personal Checking

By "Free" We Mean FREE

Bank of the San Juans has four simple checking account products for you.
 
We'll also buy back your debit cards and unused checks! $25 for checks and debit cards from another financial institution. Your account will be credited at the time checks/debit cards are presented. 
 
 


Totally Free Checking

A FREE account for everyone! 

Easy Interest

FREE checking with the convenience of direct deposit

50+ Interest Checking

FREE for customers 50 and over

Premier Interest Checking

An account for those interested in higher interest

Want to compare these accounts side by side? 

*Every new personal checking account includes:

  • FREE instantly issued VISA® Debit Card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit
  • FREE eStatements
  • FREE Check Images with statements
  • FREE thank you gift
  • We'll even buy back for $25 your unused checks and debit cards from another financial institution

Checking Account Comparison

Account Details

Totally Free Checking 

  • No minimum balance
  • No monthly service charge
  • Unlimited check writing
  • Non-Interest bearing account
  • Fee Schedule

Easy Interest Checking

  • No minimum balance
  • No monthly service charge
  • Unlimited check Writing
  • Variable interest rate account
  • Fee Schedule

50+ Interest Checking

  • Free box of personalized corporate image checks per calendar year
  • No minimum balance
  • No monthly service charge
  • Unlimited check writing
  • Variable interest rate account
  • Fee Schedule

Premier Interest Checking 

(Our highest interest checking account) 
  • Free box of personalized corporate image checks per calendar year
  • $1,500 minimum balance
  • $6 monthly service charge if balance drops below $1,500 during your statement cycle
  • Variable interest rate account that earns a higher interest rate if the balance is above $1,500
  • Unlimited check writing
  • Fee Schedule


* Unless specified otherwise customer purchases checks. Other fees such as overdraft, nonsufficient funds (NSF) fee, continuous overdraft, etc. may apply. See fee schedule for details. $25 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening. Ask us for details. Bank rules and regulations apply.

We proudly serve the Colorado communities of Durango, Pagosa Springs, Grand Junction, Meeker, Rangely, Craig, Steamboat Springs, Oak Creek, Cañon City, Florence, Pueblo West, Pueblo, Colorado City and Colorado Springs.