Personal Checking Accounts

Bank of the San Juans has four simple checking account products for you.  All of our accounts come with:

  • FREE instantly issued VISA Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking/Mobile Check Deposit
  • FREE eStatements
  • FREE Thank You Gift!

We'll also buy back your debit cards and unused checks! Bring in your debit cards and unused checks from your current account at another financial institution. We'll buy them from you for up to $25. ($2.50 per pad/debit card, up to $25, for unused checks and debit cards from another financial institution, with cash back given at the time the checks/debit cards are presented.)

Account Type Opening Deposit Minimum Balance to Avoid Service Charges Monthly Service Charge Unlimited Check Writing Interest Bearing
Totally Free Checking
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$0 $0 $0 Yes No

Totally Free Checking

 A FREE account for everyone!

  • No minimum balance
  • No monthly service charge
  • No per check charge
50+ Interest Checking
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$0 $0 $0 Yes Yes

50+ Interest Checking

FREE for customers 50 and over!

  • FREE checks (standard style - 2 boxes annually)
  • Competitive interest rates
  • No minimum balance
  • No monthly service charge
  • No per check charge
Easy Interest Checking
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$0 $0 $0 Yes Yes

Easy Interest Checking

FREE checking with the convenience of direct deposit or any automatic payment!

  • Competitive interest rates
  • No minimum balance
  • No monthly service charge
  • No per check charge
Premier Interest Checking
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$0 $1,500 $6 charge if balance falls below minimum any day of statement cycle Yes Yes

Premier Interest Checking

An account for those interested in higher interest!

  • FREE checks (standard style - 2 boxes annually)
  • Higher interest rate with balance of $1,500 or more
  • Competitive interest if balance is below $1,500
  • No per check charge
  • No monthly service charge with $1,500 minimum balance ($6 charge if balance falls below minimum any day of the statement cycle)

Customers purchase checks.

Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Other fees, such as overdraft, returned item, continuous overdraft, dormant fees, etc. my apply. See fee schedule for details. Free gift provided at the time of account opening.