CHECKING ACCOUNTS

Copper Checking
  • $200 to open
  • No minimum balance required
  • Low monthly fee of $4.00
  • Unlimited check writing
  • Itemized monthly statement with easy-to-read check images

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Gold Checking
  • $200 to open
  • No monthly service charge with a $500 minimum balance ($7.00 per month if the balance falls below $500 during the statement cycle)
  • Unlimited check writing
  • Itemized monthly statement with easy-to-read check images
  • Statement binder for effortless management of monthly statements

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Platinum Checking
  • $200 to open
  • No monthly service charge with a $1,000 minimum balance ($10.00 per month if the balance falls below $1,000 during the statement cycle)
  • Earn interest on your account - compounded daily, paid monthly
  • Unlimited check writing
  • Itemized monthly statement with easy-to-read check images
  • Statement binder for effortless management of monthly statements

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Silver Checking
(For anyone age 50+)
  • $200 to open
  • No minimum balance required
  • No monthly service charge
  • Earn interest on balances of $1,000 or more during the statement cycle - compounded daily, paid monthly
  • Unlimited check writing
  • Itemized monthly statement with easy-to-read check images
  • Statement binder for effortless management of monthly statements
  • Free ATM or debit card
  • Free first order of selected checks
  • Free cashier's checks and money orders (up to 4 per day)
  • Free traveler's checks
  • 50% off safe deposit box rate

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Green Checking
  • $200 to open
  • No minimum balance required with direct deposit.*
  • Five free paper checks per month ($3 per check fee applies after five, a portion of which will be used to support local non-political environmental organizations)
  • Earn interest on your account - compounded daily, paid monthly
  • Statements received electronically
  • Free ATM and VISA Debit cards with unlimited free ATM transactions**
  • Recycled paper checks available

* We will waive the monthly service fee with no direct deposit and a minimum balance of $500.
**Other banks may impose a surcharge at non-Bank of the San Juans ATMs.

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Personal Money Market
  • $500 to open
  • No monthly service charge with a $1,000 minimum balance ($12.00 monthly service charge if the balance falls below $1,000 during the statement cycle)
  • Six withdrawals allowed per cycle, three of which can be checks ($14 per item in excess of six per cycle)
  • Tiered interest rates - compounded daily, paid monthly
  • Itemized monthly statement with easy-to-read check images
  • Statement binder for effortless management of monthly statements

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